MEMBERSHIP

Membership Is Earned, Not Bought.

Curated by the cooperative. Reviewed by the Board.
Six tiers. Two streams. One pathway.

THE PHILOSOPHY

Curated by the cooperative.

KOPIT does not chase membership numbers. We choose people who believe what we believe — that wealth, when built collectively, returns to those who built it.

Every application — from the first share at RM 200 to the strategic partnership of RM 1,000,000 — is reviewed by the Board of Directors. Approval is not transactional. It is a judgment of alignment.

GOVERNANCE PILLAR

The Board Is Not A Membership Tier.

The BOD governs the cooperative. Elected at AGM by members. You cannot apply for this — but every application passes through them.

KOPIT
EST · MMXXII
Tan Sri Michael
MEMBER SINCE
2022
◆ ◆ ◆
◆ LEMBAGA PENGARAH · GOVERNANCE ◆
Board of Directors
Lembaga Pengarah
AGM ELECTED
NOT A TIER
KOPIT·KOPIT·KOPIT·KOPIT·KOPIT·KOPIT·KOPIT·KOPIT·KOPIT·KOPIT·KOPIT·KOPIT·KOPIT
CAPITAL STRUCTURE

Two Streams. One Member.

Every member holds shares in the cooperative. Some choose to do more — extending capital to KOPIT under our SKM-approved Capital Investment Programme.

STREAM ONE
Share Capital
Modal Saham · Permanent Equity
VALUE PER SHARE RM 200
RETURNS
Annual Dividend
Declared at AGM based on cooperative profit.
SHARE QUANTITY BY TIER
  • KB — RM 200 minimum (1 share)
  • KP / KL — Higher quantity, BOD-determined
  • KI1 / KI2 / KI3 — Min 2% of investment value
OPTIONAL
STREAM TWO
Capital Investment Programme
Pelaburan Modal · Fixed Return Arrangement
MINIMUM RM 10,000
RETURNS Competitive Fixed Return
RATE BOD-Determined
TERM
Up to 3 years
After term: auto-renew at BOD-reviewed rate, or capital returned to member.
VOLUME RECLASSIFIES TIER
  • RM 10K – 100K → KI1 — Entry Partner
  • RM 100K – 300K → KI2 — Growth Partner
  • RM 300K – 1M → KI3 — Strategic Partner
WORKED EXAMPLES
EXAMPLE 1 · MODEST ENTRY

A KB member chooses to invest RM 50,000.

BEFORE
KB
1 share
Dividend only
AFTER
KI1
Investment RM 50K
Share top-up RM 1,000 (5 shares)
Total shares RM 1,200 (6 shares)
Income: Dividend + Fixed Return
EXAMPLE 2 · STRATEGIC SCALE

A KB member chooses to invest RM 300,000.

BEFORE
KB
1 share
Dividend only
AFTER
KI3
Investment RM 300K
Share top-up RM 6,000 (30 shares)
Total shares RM 6,200 (31 shares)
Income: Dividend + Fixed Return

After 3 years: investment auto-renews at BOD-reviewed rate, or capital returns to member.

THE SIX TIERS

Find Your Place.

Click any card to reveal full details — share requirement, capital programme eligibility, approval flow, and rights.

SIDE BY SIDE

Tier Comparison.

KL KP KI1 KI2 KI3 KB
CATEGORY Service Service Funder Funder Funder General
SHARE CAPITAL BOD-Set Higher Qty BOD-Set Higher Qty Min 2% of Investment Min 2% of Investment Min 2% of Investment RM 200 (1 share)
INVESTMENT BRACKET RM 10K – 100K RM 100K – 300K RM 300K – 1M
APPROVED BY BOD BOD BOD BOD BOD + Chairman BOD
INCOME STREAMS Dividend + Profit Sharing Dividend + Profit Sharing Dividend + Fixed Return Dividend + Fixed Return Dividend + Fixed Return Dividend
← swipe to compare →
THE PATHWAY

How To Apply.

Membership is by invitation. To express interest, follow this pathway:

1
EXPRESS INTEREST

Submit inquiry through contact form or WhatsApp.

2
INITIAL DIALOGUE

Conversation with KOPIT representative.

3
BOD REVIEW

Application reviewed by Board of Directors.

4
INVITATION

Successful applicants receive formal invitation.

EXPRESS INTEREST

Ready To Begin The Conversation?

Tell us about you. The Board reviews every inquiry personally.